The policy administration system empowering insurance through innovation, AI, data, automation, configurability, responsiveness
Our vision to is enable the best insurance experience in the world. For Insurers, Mutuals, MGAs and Brokers with Delegated Underwriting Authority this starts with an enterprise-grade, configurable, holistic platform and clean, structured data that you own. Modular Solutions enables you to configure and manage your entire operation seamlessly through a single software solution.
Innovate, adapt, and thrive in an evolving and competitive market.
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Enterprise-grade policy administration, configured your way.
Modular Solutions is a cloud-based policy administration systems designed for Canadian MGAs, brokerages with delegated authority, and insurers and mutuals. Configure your own products, rating, workflows and documents with no coding required. Connect with tools you already use through APIs and let built-in AI and automation handle the manual work. Your data stays clean, structured and fully yours. It’s built by insurance professionals, implemented in-house team, and will help you deliver the best insurance experience to your partners and clients with a predictable, low total cost of ownership.
Explore the Modular Solutions platform
Our Embedded AI Assistant, Victor
We believe meaningful AI only works when it’s built on clean, structured, and reliable data. Our advantage isn’t that we embrace AI – it’s that we embed AI on top of robust and meticulously structured data architecture ensuring accurate, auditable, and sustainable outcomes. We aren’t chasing trends; we’re ensuring AI delivers real, reliable benefit.
Our AI assistant, Victor, is embedded directly within the Modular Solutions platform to reduce manual effort, improve accuracy, and streamline workflows. Rather than replacing human expertise, it enhances it by handling repetitive steps, processing large amounts of information quickly, and surfacing relevant data at the right time.
Currently, Victor completes document ingestion and creates quotes and claims with additional agentic features rolling out in 2027.
Learn more about AI at Modular Solutions
Results Our Clients See
Insurers, MGAs and brokerages using Modular Solutions report faster processing, more efficient underwriting, more automated renewals and high portal use.
4000+
Broker Users Across Canada
95%
Reduction in Processing Time
35%
Improvement in Underwriting Efficiency
20%
Increase in Automated Renewals
Designed and engineered by insurance industry professionals
for the insurance industry.
Built for the Way You Do Business
Managing General Agents (MGAs)
Get programs to market faster and keep capacity providers confident.
Configure your products, rules and rating without code, automate bordereaux reporting, easily manage capacity and give brokers a portal they’ll actually want to use. Modular Solutions is built around how Canadian MGAs work, from quote to claim.
See Modular Solutions for MGAs
Mutuals & Insurers
Modernize your core system without the risk of a long, costly rebuild.
Replace legacy policy administration systems with a configurable, Canadian-hosted platform, implemented by our in-house team with a 100% success record. Keep full ownership of your data, serve clients and broker partners in English and French, and build on AI-ready data from day one.
See Modular Solutions for Mutuals & Insurers
Brokers with Delegated Underwriting Authority
Run your programs on one platform.
Manage multiple programs, underwriting rules and carrier reporting in one place, with clear controls and a full audit trail behind every delegated authority decision. Give producers and clients a faster quote-to-bind experience.
See Modular Solutions for Brokers with DUA
Trusted by:
… and more!
Ready to go modular?
One platform, nine connected modules
Modular Solutions brings your whole operation together: Policy, Claims, Product, Finance, Reinsurance, Intelligence (Reporting), Gateway (Broker Portal and Direct-to-Consumer distribution), Stakeholder and Admin. Each module works on its own and shares its data with the others, so there’s no re-keying. No coding required, so you can make changes on your own, without vendor involvement.
Explore the platform modules
Connect the tools you already rely on with the Solutions Exchange
The Solutions Exchange is Modular Solutions’ library of ready-made third-party integrations including payment processing, accounting, underwriting data, mapping, sanctions, and more. Add the capabilities you need without switching screens and integrate into your workflows.
Implementation and support from people who know insurance
Every Modular implementation is delivered by own Canadian team of insurance and technology experts, with a 100% success rate. We handle product design, data migration and platform conversion, custom development and training. We stay your partner after go-live, co-innovating and continuing an exceptional level of support.
Learn more about our implementation services
Built in Canada, for Canadian Insurance
Modular is designed, hosted and supported in Canada. Your data is hosted on Canadian soil in Tier 3 infrastructure. The platform is fully available in English and French, so you can serve brokers, members and policyholder across the country in the language they prefer.
Your data, your advantage
Every transaction in Modular lands in a thoughtfully structured data warehouse you own and can access at any time. That foundation powers accurate reporting, reliable AI and confident decisions, so you’re never locked out of your own information. Your data is protected by encryption and access controls, hosted in Canada, and backed by an independent SOC 2® Type I examination.
Key Features & Functionality
Rating, underwriting and documents
Build simple or complex rating and rules, with refer-to-underwriter workflows built in. Automatically generate documents across the full policy lifecycle(quote, issue, endorsement, cancel, reinstate and renew). AI-powered quote submission ingestion helps improve efficiency and intake speed for email and PDF quote submissions.
Reporting and insights
Turn your data into decisions with a growing library of reports built on a structured data warehouse. See production, performance and trends when you need them, without waiting on IT.
Distribution and broker management
Give brokers a fast, intuitive portal to quote and bind. Manage broker codes, commissions, statements and the full broker relationship in one place, and offer direct-to-consumer quoting and issuance when you’re ready.
Claims
Manage the full claims lifecycle in-house or alongside third-party adjusters: notice of loss, reserves, salvage and recoveries, and vendor payments. AI pulls details from emailed and PDF claim submissions to speed up intake.
Capacity management
Work with reinsurers, syndicates or domestic capacity partners with confidence. Automate bordereaux, subscriptions and splits, and track aggregate limits in real time.
Billing and finance
Track receivables and payables in real time, process payments, offer premium financing and manage fees. Stay on top of aging receivables and connect to your existing accounting system.
Technical Details
Cloud-Native & Canadian Hosted
Hosted in Canada on Tier 3 infrastructure with full redundancy, built for the availability and compliance standards expected in the insurance industry.
Real Time
Data Access
See your production data as it happens, 24/7 with no batch delays or waiting on exports.
API Connectivity
Every module connects through APIs plus you can integrate with existing systems, partners and data sources through our Solutions Exchange.
Infrastructure as Code
Every environment is built from version-controlled code, so deployments are consistent, repeatable and fully traceable for audit and change management.
Security Built In
Encryption, secure gateways and firewalls are included as standard, with [SSO / multi-factor authentication / role-based access]. Independently examined under SOC 2® Type I.
AI& Automation
Improve productivity and efficiency; reduce duplicate entries and manual inputs using AI and automation. Our embedded AI assistant helps make your processes easier and more efficient.
Intuitive User Interface
UI built for ease of use for your staff.
Integrated Payment Processing
Plus, offer direct-to-consumer quote and issuance.